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At Ashfield Solutions, we’re marking World Environment Day 2026 on Friday 5th June, a global awareness day observed across England, Wales and more than 150 countries worldwide. Led by the United Nations Environment Programme, the 2026 theme focuses on climate change and climate action under the hashtag #NowForClimate. While the day often highlights environmental protection and community action, it also reflects a growing issue in the UK: climate change is increasing the frequency and intensity of water extremes, particularly flooding. In England...

With weather-related insurance claims in the UK reaching a record £6.1 billion in 2025, climate risk is no longer abstract. It now directly shapes how lenders assess properties, influencing both mortgage decisions and property insurability. To understand why, it helps to consider the regulatory expectations on lenders and how environmental risk is being interpreted in practice. In this blog, we explore how climate risk is influencing mortgage lending, why environmental searches don’t always tell the full picture, and how property-level flood risk...